Investments are designed to be held for a longer term, usually at least 5 years and can be for a number of reasons.
As advisers we will make a client aware of the tax efficiency of each type of investment and how this fits in with an overall personal tax position.
Returns, risk and volatility are the factors that will determine a suitable place for your savings. Investment will fall as well as rise and it is important that a client understands the expectations of that investment.
This is key to the approachability of Glenrose in that clients can feel that they can have an open discussion
Some key questions to consider
- What is the investment for?
- Is it to get better returns than a cash deposit?
- Is it for tax efficiency?
- Is there a particular purpose for the money?
- Is income required from the capital?
We have been clients of Glenrose for the last 10 years. It started with a small investment but now Glenrose look after all our financial needs including our pensions. We are ordinary people, not big investors, but Glenrose have always had time for us, contacting us regularly, keeping us up to date with the financial world and explaining things in layman’s terms. We have total trust in Glenrose and know that our financial interests are at the heart of any recommendations and decisions.
Mrs KM - Derbyshire